Specialist Bridging Finance & Development Finance

Helping property developers, investors and business owners secure funding quickly throughout the UK.

Welcome to
CBS Capital

CBS Capital is an independent property finance advisory specialising in bridging finance and development finance.

We help clients purchase property, refinance existing borrowing, complete developments and raise finance for complex transactions.

Whether you are looking for funding for:

  • New builds
  • Ground up developments
  • Conversions
  • Commercial
  • Industrial
  • Hotels
  • Leisure Parks
  • Build to Rent
  • Student Accommodation
  • Care Homes
  • Retirement Living
  • Park Homes
  • Holiday Lodges
  • Modern methods of Construction
  • Fast Bridging
  • Airspace Developments

We provide funding for all types of projects

WHY CLIENTS CHOOSE CBS

Property finance is rarely one-size-fits-all. CBS takes the time to understand the property, the transaction, the borrower and the required timescale before identifying an appropriate funding route.

01

Independent Advice

We assess your requirements and identify suitable property finance options.

02

Specialist Lender Access

We work with specialist banks, bridging lenders and development finance providers.

03

Fast Initial Review

We provide a clear initial view of the information required and the possible next steps.

04

Complex Cases Considered

We welcome transactions that may fall outside mainstream lending criteria.

05

Experienced Support

Our team has extensive experience supporting property developers, investors and business owners.

06

Relationship-Led Service

You will have a direct point of contact throughout the funding process.

Core Funding Services

CBS specialises in bridging finance and development finance for property developers, investors and business owners throughout the UK.

Bridging Finance

Short-term property finance for purchases, refinances, auction completions, refurbishment projects, development exits and other time-sensitive transactions.

Development Finance

Funding for residential and commercial development projects, including land acquisition, construction costs, professional fees and development exit strategies.

HOW THE FUNDING PROCESS WORKS

We keep the initial process straightforward and explain what information is required at each stage.

STEP 1

Tell Us About Your Project

Provide a short summary of the property, the funding required and your proposed timescale.

STEP 2

Initial Review

We review the transaction, the available information and the proposed repayment or exit strategy.

STEP 3

Identify Suitable Lenders

We identify lenders whose criteria may be suitable for the transaction.

STEP 4

Indicative Funding Options

Where appropriate, we obtain and explain indicative funding terms for your consideration.

STEP 5

Application and Completion

Once a funding route is selected, we help coordinate the application and support the transaction through valuation, legal work and completion.

OTHER SPECIALIST PROPERTY FINANCE

CBS can also assist with related property finance requirements where they form part of a wider acquisition, refinancing or development strategy.

SERVICE 1

Commercial Property Finance

Finance for the acquisition or refinancing of commercial, semi-commercial, industrial and mixed-use property.

SERVICE 2

Mezzanine and Equity Finance

Additional capital for viable development projects where senior development finance alone may not meet the full funding requirement.

SERVICE 3

Development Exit Finance

Short-term funding to repay an existing development facility and provide additional time to sell completed units or arrange longer-term finance.

SERVICE 4

Specialist Development Sectors

Funding support for specialist projects including build-to-rent, student accommodation, care homes, retirement living, hotels, holiday parks and modern methods of construction.

What our Clients & Professional Partners Say

Property finance depends on trust, communication and delivery. Here is what clients and professional partners have said about working with CBS.

“As a result of our partnership with Steve, Fosse Group have secured 5 development projects, with a GDV of £35m and 3 of the projects have been secured with 100% funding of both purchase and development costs. Which is very unique and unheard of within the world of development finance.”

“Steve has achieved an enviable reputation within the business community as a result of complete honesty and reliability. He is equally at ease managing finance packages ranging from £100,000 to millions.” John Gibbs, Commercial Broker.”

“I have dealt with many brokers and professionals and when it comes to property specialists in the sector, I would have no hesitation in saying that Steve is definitely in the top one and I don’t say that lightly.” James Goff, Partner Keystone Law.

“The service from CBS continues to be exemplary. We have numerous examples of when Steve has gone above and beyond what one might reasonably expect. He is approachable, responsive and diligent.” Unique Construction Ltd.

Meet the CBS Funding Team

Our team helps clients assess, structure and progress property finance requirements from the initial enquiry through to completion.

Steve Dunn

Managing Director

Steve has more than 35 years’ experience in business and property finance. He advises property developers, investors and business owners on bridging finance, development finance and more complex property-backed transactions. Steve remains directly involved in reviewing funding requirements and helping clients identify an appropriate route forward.

Charlotte Dunn

Operations Director

Charlotte oversees operational delivery, governance and client support within CBS. She has more than 25 years’ experience in senior leadership roles across the public, private and third sectors. Her experience supports the effective coordination of client instructions, professional relationships and internal processes.

Matt Harrison

Business Development Manager

Matt supports new client enquiries, business development and the coordination of information required for an initial funding review. He works with clients and the wider CBS team to help ensure that funding enquiries are presented clearly and progressed efficiently.

Steve Dunn

Managing Director

Steve has more than 35 years’ experience in business and property finance. He advises property developers, investors and business owners on bridging finance, development finance and more complex property-backed transactions.
Steve remains directly involved in reviewing funding requirements and helping clients identify an appropriate route forward.

Charlotte Dunn

Operations Director

Charlotte oversees operational delivery, governance and client support within CBS. She has more than 25 years’ experience in senior leadership roles across the public, private and third sectors. Her experience supports the effective coordination of client instructions, professional relationships and internal processes.

Matt Harrison

Business Development Manager

Matt supports new client enquiries, business development and the coordination of information required for an initial funding review. He works with clients and the wider CBS team to help ensure that funding enquiries are presented clearly and progressed efficiently.

Development Finance Appraisal Calculator

Use our free Development Finance Appraisal Calculator to carry out an initial review of project costs, expected sales values and projected development profit.

The calculator is intended as a preliminary appraisal tool only. It does not constitute a funding offer, valuation, credit approval or financial advice.

Enter your details below and we will email you a copy.

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HOW DOES IT WORK

We specialise in structured development finance working with institutional lenders. This means the funds are on a normal interest rate basis.

NEXT STEPS

Whether you require bridging finance for a time-sensitive transaction or development finance for a new or existing project, send our funding team a short summary of your requirements.

For an initial review, it is helpful to include:

• The property location.
• The purpose of the finance.
• The amount required.
• The purchase price or current value.
• Details of any existing borrowing.
• Your proposed repayment or exit strategy.
• The required completion date.

Contact Us

CBS Capital is an independent property finance advisory specialising in bridging finance and development finance throughout the UK.

CBS Capital is part of the CBS Real Estate Group. CBS Capital acts as a finance intermediary and not as a lender. All finance is subject to lender approval, valuation, legal due diligence and satisfactory documentation. Terms and availability may vary.

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